The Direct Student Loan program has both a subsidized and an unsubsidized component. The government pays the interest on a subsidized loan, they do not pay the interest on an unsubsidized loan. A subsidized Direct Student Loan will be provided only to students with need, as defined by the US Department of Education. An unsubsidized Direct Student Loan will be provided to all students not to exceed the Cost of Attendance when combined with all other student Financial Assistance resources. Loans cannot also not exceed the annual or aggregate loan limits as set by the US Department of Education. Student must be enrolled at least half time (6 credit hours) in order to receive student loans.


Direct Student Loans will begin to be disbursed approximately 7-8 weeks after the semester begins and enrollment/academic status has been verified.


Students who are not meeting SAP standards, who are in default on a guaranteed student loan and/or who owe a refund on a federal grant will not be eligible for all federal aid. To clear a default, a written release from the U.S. Department of Education or the appropriate loan guarantee agency must be provided.


To view more information on Federal Direct Student Loans, click here ( .


To apply for a Federal Direct Student Loan, you must log onto the student portal ( , go to the Loan Application tab and follow the instructions.